Sample Cover Letter for Ambulatory Care Nurse Supervisor ...

Health Callings is introducing a new feature on our website: sample cover letters. Check back often to find an example that suits your specific profession.

This letter would be appropriate for an experienced nurse supervisor who would like to transition those skills to a new employer.

About this letter

• If you don?t know a specific person to address in the letter, use ?Dear Human Resources at XX Company.? Or, call the provider and ask for the name of the person accepting applications so you can personally address your letter ? particularly if you are seeking a supervisory or management position.
• The words in boldface throughout the letter below are keywords that were used in the job description. Using the same keywords in the cover letter will get it through the organization?s applicant tracking software.
• It?s contained on a single page.
• This letter is specifically written toward the job description found at the bottom of this page.

A template for your own cover letter

[Date]

Human Resource Department
Company name
Company address

Dear Human Resources at XX Company,

This letter is in response to your job posting at HealthCallings.com for the position of an ambulatory-care department supervisor RN.

I?ve spent 10 of my 15 years in ambulatory care as a supervisor in facilities that included walk-in clinics in community hospitals, day surgery centers and telephone triage. As challenging as the work can be, I?ve enjoyed the diversity of experiences and patients.

Along the way, I?ve worked to collaborate with physicians and several departments to improve patient services. At [name of facility], I developed a continuum of care plan after spearheading an effort to better coordinate interdepartmental handoffs and processes, including how patients are tracked after treatment. As you well know, that?s ?care coordination? in the current vernacular ? something we?ve all been practicing for years, and that involves patient advocacy, too.

As a supervisor at [name of facility], I established best-practices models for tracking the use of medications and supplies, and implemented efficient staffing levels that cut costs but improved quality of care.

The attached resume includes many more details of my background. My [name of state] license is current, and I hold BLS and ACLS certificates. I hold a BSN with a clinical specialty in geriatrics. I also just completed my thesis for my MSN.

I hope to discuss with you how my background can help promote [name of facility]?s goals for ambulatory care.

Sincerely,

Your name, with credentials

?

Related articles:
Step-by-Step Guide to Writing a Cover Letter
4 Skills You Must Mention in Cover Letters

? Health Callings, Dice Holdings Inc., 2013

Job description

In assigned area/function, supervises the operations and delivery of patient care services; ensures staff provide highest quality of care which complies with the Nurse Practice Act, JCAHO, federal/state/local requirements; establishes and maintains effective, collaborative relationships with physicians and other departments; collaborates with nursing and other departments to resolve patient care issues, meet access demands, provide convenient hours of operation, improve the cost structure, and develop consistent policies and procedures; supervises and maintains patient care and quality service standards to meet members? and internal clients? expectations; acts as patient advocate resolving patient care issues; recommends and evaluates processes to improve systems and patient care results across the continuum of care; assists in developing and monitoring budgets and resource allocations and financial performance and identifies and recommends strategies to reduce costs and improve quality of care/service; supervises use and maintenance of equipment, supplies and medications.

Previous clinical nursing experience in outpatient care required or other relevant clinical experience required (usually two to three years); previous supervisory experience required (usually two years); bachelor?s degree or equivalent years of experience (usually four years) in nursing or healthcare related field such as management; graduate of an accredited school of nursing; state license required; BLS certification required; clinical specialization in area of practice preferred; demonstrated knowledge of Nurse Practice Act, JCAHO, and other local, state, federal regulations.

?

?

About Terry Sheridan

Terry Sheridan is a New England-based freelance writer who has covered business issues for 20 years.

Source: http://career-news.healthcallings.com/2013/02/27/sample-cover-letter-for-ambulatory-care-nurse-supervisor/

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SC court nixes James Brown estate settlement

COLUMBIA, S.C. (AP) ? The South Carolina Supreme Court on Wednesday overturned a settlement divvying up the multimillion-dollar estate of James Brown, saying a former attorney general didn't follow the late soul singer's wishes in putting together the deal.

Attorney General Henry McMaster brokered a settlement in 2009 that split Brown's estate, giving nearly half to a charitable trust, a quarter to his widow, Tomi Rae Hynie, and leaving the rest to be split among his adult children.

But the justices ruled that the deal ignored Brown's wishes for most of his money to go to charity. The court also ruled the Godfather of Soul was of sound mind when he made his will before dying of heart failure on Christmas Day 2006 at age 73.

The court sent the estate back to a lower court to be reconsidered.

The justices did agree with the lower court's decision to remove Brown's original trustees. Members of Brown's family said they wanted them gone because the trustees mismanaged the estate until it was almost broke.

The court said it had no idea what the estate was worth, giving an estimate of $5 million to more than $100 million.

The justices harshly criticized McMaster, who stepped in to broker the settlement after the estate floundered in court for years. Under McMaster's deal, a professional manager took control of Brown's assets from the estate's trustees, wiping out crushing debt ? more than $20 million Brown had borrowed for a European comeback tour ? and opening the way for needy students to receive college scholarships. The plan allowed a financial manager to cut lucrative deals that put Brown's music on national and international commercials for products such as Chanel perfume and Gatorade.

Chief Justice Jean Toal suggested Wednesday that, if the settlement was allowed to stand, it could discourage people from leaving most of their estate to charity for fear their wishes could easily be overturned.

The dispute came to the court after the ousted trustees sued.

"The compromise orchestrated by the AG in this case destroys the estate plan Brown had established in favor of an arrangement overseen virtually exclusively by the AG," giving large sums of money to relatives even though they were given little or no control in the singer's original will, Associate Justice John Kittredge wrote.

The fight over Brown's estate even spilled over into what to do with his body. Family members fought over the remains for more than two months, leaving Brown's body, still inside a gold casket, sitting in cold storage in a funeral home. Brown was eventually buried in Beech Island, S.C., at the home of one of his daughters. The family wanted to turn the home into a shrine for Brown similar to Elvis Presley's Graceland, but that idea has not gotten off the ground.

An attorney for Adele Pope ? one of the trustees who appealed ? commended the court for its ruling, which he said would more accurately fulfill Brown's wishes.

"James Brown was certainly devoted to the cause of education," James Richardson said. "Today's decision means that the bulk of his fortune will go to the cause of educating needy children."

McMaster, who left office in 2010, did not immediately comment on the ruling. However, he said in 2011 that "the settlement was a very good one for ... the education of the poor children, because there was a danger that they would get nothing."

Current Attorney General Alan Wilson said he respected the court's decision but felt McMaster had acted legally.

___

Reach Kinnard at http://www.twitter.com/MegKinnardAP

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2013-02-27-People-James%20Brown-Settlement/id-86b97a0bf417425b8d7e961765d139f7

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Excess or Umbrella? - Loftis & Wetzel Corporation

In 2009 a jury in Hernando County, Florida, rendered a verdict of just more than $330 million to the family of a 13-year old girl who was tragically killed in a car accident caused by a drunk driver.

Large verdicts are becoming increasingly common. While of course no one is condoning drunk driving?and legitimate arguments can be made about the price tag on a human life?the point is that the average cost of claims against negligent parties is rising at an alarming rate. According to the National Law Journal, premises liability awards increased 16.4 percent to an average of $242,782 in 2009. In that same year, motor vehicle awards jumped almost 40 percent to an average of $48,480 and wrongful death claims averaged $2,185,000.

These numbers should serve as a reminder that liability limits provided by home, auto and other insurance policies should be carefully reviewed. And this review should prompt the question: Are the limits high enough to protect your family?s financial well-being and way of life if a claim is made against you?

Unfortunately there is no definite answer to that question. But if the statistics above make the opportunity to purchase more liability insurance coverage appealing to you, it?s important to consider your options. Two common choices are excess liability insurance and a personal umbrella policy.?? ?

Umbrella vs. Excess
If you have increased the liability limits of your home, auto or other insurance policy to as high as your company will offer and still are not comfortable, you have two options. The first is typically called an excess liability policy. This policy does nothing to the terms of your other insurance policies - it simply raises the limit of liability you have available for a claim. Think of this policy as dollars held in reserve if a claim exceeds the limits you currently have available.

A second option is a personal umbrella policy. Most umbrella policies function as an excess liability policy. However, in addition to acting as a reserve, the umbrella provides additional coverage for types of losses that otherwise would not be paid. Examples of additional coverage may include:

? Expanding the auto coverage territory to almost anywhere in the world
? Personal injury coverage for claims such as libel or slander
? Liability for certain claims resulting from your role as a director/officer of an organization.

Maintenance of ?Underlying?
The intent of an umbrella policy is to extend limits and coverage on some or all of the insurance policies you currently have. Such policies typically include your homeowners and auto insurance policies and may also include others such as a condo, watercraft or ATV. The policies covered by the umbrella are called ?underlying? policies.

Underlying policies are important because most umbrellas will only cover such a policy if certain rules are met. Examples of such rules typically include the financial strength rating of the insurance company from which you purchased the underlying policy and the limits of insurance included on that policy.

For example, to obtain an umbrella policy, you likely will have to prove that the limits of the underlying policies that it covers (such as your homeowners and auto insurance) are not less than a specified dollar amount. Should you change those limits mid-term, you risk changing the way your umbrella will apply toward a loss.

Illustration
Say you decide to purchase a $1 million umbrella policy and the umbrella provider specifies that it will cover your homeowner?s policy provided it includes a personal liability limit of at least $300,000. You currently have $300,000 personal liability on your homeowner?s policy and show a copy of it to the umbrella provider as proof. A few months after the umbrella policy takes effect, you call your homeowner?s insurance company and request that your personal liability limit be lowered to $100,000 to lower your premium.

A few weeks later someone suffers a serious injury for which you are legally liable and a claim is filed. Your policy limit of $100,000 is used up but there are still bills to pay. You are certain everything is okay because you have a $1 million umbrella policy. However, since you no longer meet the terms of the agreement, the umbrella provider may not pay a dime until the required minimum of $300,000 has been met. In this case, you would be out-of-pocket for $200,000. This is the difference between your personal liability limit ($100,000) and the required minimum specified by the umbrella provider ($300,000). Some personal umbrella policies may not respond at all once the terms have been breached.

It?s important to remember that excess and umbrella polices differ depending on which insurance company you choose to work with. Understanding how such policies relate to your underlying policies can be tricky. A call to your Trusted Choice? independent insurance agent will help you determine which policy is right for you and what you need to do to be sure it works at claim time.

-Source-

Posted Tuesday, February 26 2013 5:43 PM

Source: http://www.loftiswetzel.com/blog/excess_or_umbrella.aspx

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Where did that Russian meteor come from? Astronomers determine origins.

Relying on the many publicly available videos of the meteor that exploded over Russia's Ural Mountains earlier this month, a pair of Colombian astronomers say that they have calculated the space rock's orbit.

By Nancy Atkinson,?Universe Today / February 27, 2013

This dashcam video frame grab shows a meteor streaking across the sky of Russia?s Ural Mountains earlier this month.

Nasha gazeta/www.ng.kz/AP/File

Enlarge

Just a week after a huge fireball streaked across the skies of the Chelyabinsk region of Russia, astronomers published?a paper?that reconstructs the orbit and determines the origins of the space rock that exploded about 14-20 km (8-12.5 miles) above Earth?s surface, producing a shockwave that damaged buildings and broke windows.

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Researchers Jorge Zuluaga and Ignacio Ferrin at the University of Antioquia in Medellin, Colombia used a resource not always available in meteorite falls: the numerous dashboard and security cameras that captured the huge fireball. Using the trajectories shown in videos posted on YouTube, the researchers were able to calculate the trajectory of the meteorite as it fell to Earth and use it to reconstruct the orbit in space of the meteoroid before its violent encounter with our planet.

The results are preliminary, Zuluaga told Universe Today, and they are already working on getting more precise results. ?We are working hard to produce an updated and more precise reconstruction of the orbit using different pieces of evidence,? he said via email.

But through their calculations, Zuluaga and Ferrin determined the rock originated from the Apollo class of asteroids.
?
Using triangulation, the researchers used two videos specifically: one from a camera located in the Revolutionary Square in Chelyabinsk and one video recorded in the a nearby city of Korkino, along with the location of a hole in the ice in Lake Chebarkul, 70km west of Chelyabinsk. The hole is thought to have come from the meteorite that fell on February 15.

Zuluaga and Ferrin were inspired to use the videos by Stefen Geens, who writes the?Ogle Earth blog?and who pointed out that the numerous dashcam and security videos may have gathered data about the trajectory and speed of the meteorite. He used this data and Google Earth to reconstruct the path of the rock as it entered the atmosphere and showed that it matched an image of the trajectory taken by the geostationary Meteosat-9 weather satellite.

But due to variations in time and date stamps on several of the videos ? some which differed by several minutes ? they decided to choose two videos from different locations that seemed to be the most reliable.

From triangulation, they were able to determine height, speed and position of the meteorite as it fell to Earth.

This video is a virtual exploration of the preliminary orbit computed by Zuluaga & Ferrin

This is a virtual exploration of th epreliminary orbit computed by Zuluaga & Ferrin (2013). Scientific details can be found at arxiv:1302.5377

But figuring out the meteroid?s orbit around the Sun was more difficult as well as less precise. They needed six critical parameters, all which they had to estimate from the data using Monte Carlo methods to ?calculate the most probable orbital parameters and their dispersion,? they wrote in their paper. Most of the parameters are related to the ?brightening point? ? where the meteorite becomes bright enough to cast a noticeable shadow in the videos. This helped determine the meteorite?s height, elevation and azimuth at the brightening point as well as the longitude, latitude on the Earth?s surface below and also the velocity of the rock.

?According to our estimations, the Chelyabinski meteor started to brighten up when it was between 32 and 47 km up in the atmosphere,? the team wrote. ?The velocity of the body predicted by our analysis was between 13 and 19 km/s (relative to the Earth) which encloses the preferred figure of 18 km/s assumed by other researchers.?

They then used software developed by the US Naval Observatory called NOVAS, the Naval Observatory Vector Astrometry to calculate the likely orbit. They concluded that the Chelyabinsk meteorite is from the Apollo asteroids, a well-known class of rocks that cross Earth?s orbit.

According to?The Technology Review blog, astronomers have seen over 240 Apollo asteroids that are larger than 1 km but believe there must be more than 2,000 others that size.

However, astronomers also estimate there might be about 80 million out there that are about same size as the one that fell over Chelyabinsk: about 15 meters (50 feet) in diameter, with a weight of 7,000 metric tons.

In their ongoing calculations, the research team has decided to make future calculations not using Lake Chebarkul as one of their triangulation points.

?We are acquainted with the skepticism that the holes in the icesheet of the lake have been produced artificially,? Zuluaga told Universe Today via email. ?However I have also read some reports indicating that pieces of the meteoroid have been found in the area. So, we are working hard to produce an updated and more precise reconstruction of the orbit using different pieces of evidence.?

Many have asked why this space rock was not detected before, and Zuluaga said determining why it was missed is one of the goals of their efforts.

?Regretfully knowing the family at which the asteroid belongs is not enough,? he said. ?The question can only be answered having a very precise orbit we can integrate backwards at least 50 years. Once you have an orbit, that orbit can predict the precise position of the body in the sky and then we can look for archive images and see if the asteroid was overlooked. This is our next move!?

Read the team?s paper here.

Read more about the Apollo class of asteroids?here.

Nancy Atkinson is Universe Today's Senior Editor. She also is the host of the?NASA Lunar Science Institute podcast?and works with the?Astronomy Cast?and?365 Days of Astronomy?podcasts. Nancy is also a NASA/JPL Solar System Ambassador.

Connect with Nancy on?Facebook?|?Twitter?|?Google +?|?Website

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/hEmi3PgomX8/Where-did-that-Russian-meteor-come-from-Astronomers-determine-origins

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Travel & Leisure Blog's: Koh Samui Holiday Villa rentals - Gorgeous ...

Sea views rarely come better than in Koh Samui, which forms one of the 180 islands in the spectacular land of Thailand. This magnificent island boasts beachfront vacation rentals with seaview, private swimming pools and other facilities that make a vacation here a wonderfully memorable encounter.

This beautiful destination could be defined as Heaven. With its impressive mountain-top views, clear azure seas, powdery beaches and stunning jungles, Koh Samui is the holiday destination of a lifetime. The island additionally offers incredible time-honored delicacies, a very nice welcome from locals, and plenty of activities to get involved in should you wish to come away from the beautiful expanses of beach or your personal garden property for a little bit of adventure packed adventure.

With water sports such as diving and snorkeling, not to mention treks around the island and visits to surrounding islands, Koh Samui helps to make for a really good break for anyone looking for action and exciting activities.

Places to stay

Koh Samui holiday villas are something else. Your wonderful holiday in Thailand is packed with the spice of cultural life. You could choose to stay in beachfront villas with a seaview, garden apartments in which you can unwind in seclusion if you want to, and you may find swimming pool villas too.

Properties in Koh Samui are practically like a five star home away from home. Located in this virtually indescribable city of richness, the holiday property rentals at the island resort can just be described as stunning. Whether or not you are searching for standard sized accommodation as a base to relax in after a full day of outdoor activity, or if you favor the indulgence of a garden or swimming pool property, then you will find it here.

What to Do and See

The ambiance on the island can differ around town but wherever you want to go you will get a friendly greeting. There are immense beaches all over the island where you can find a wide variety of sports such as deep-sea fishing from traditional local boats, diving and scuba that you can find offered on most of the large beaches, including Big Buddha Beach. If you prefer to take in the seaview and sunbathe whilst you are here, smaller sized less busy beaches still have quaint facilities that you can use whilst you are there.

If you want to take a breath and play a bit of a golf, a large golf course is available, which is popular with tourists and after a hard hot day of working through a fantastic 18 holes you can opt to use one of the spa's around the island where Thai massages are offered in friendly settings.

At Asian Villa Rentals our website showcases some of the most indulgent vacation property rentals on the resort island of Koh Samui. Our accommodation is the best and we place you directly connected with the property owner or manager, as well as allowing you to book an available property instantly. Visit our site to see more of our beautiful holiday villas and to reserve your vacation today.

Source: http://travel-leisure-blogs.blogspot.com/2013/02/koh-samui-holiday-villa-rentals.html

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Benefits of Selling Online | Corpus Christi Small Business

Posted by SBDC in Small Business General.
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Today, if you are in business, regardless of whether you are a small home based business or large organization, a strong internet presence is necessary not only to provide information of your business but also allows your prospects to reach you through internet from laptops or smartphones to access the details of services or products you are offering.

Let us look at what are the benefits of selling online?

1. Low cost to start, you can start selling online by creating a web page, take some pictures of products you are selling, put them in your webpages and start promoting your site to various places. The are many sites which offers free web page design and hosting services, all you need is to do the work, if you are going to start your online business with this method, your cost is literally zero.
2. Low cost to maintain, marketing cost can be an issue especially for business startup, marketing your business online can be very cost effective, you can join forums where people who are most likely to look for your products and services to market your business. For example, if you are selling automotive parts online, then go look for your local automotive forums where you can post pictures of parts you want to sell. Most forums do not charge members for selling online, your cost is again zero!
3. Selling online saves a great deal of time. You can work anywhere with your laptop and internet access, you don?t have to travel from your house to the office and get yourself stuck in the traffic every morning or evening. Advertising online provides the convenience of sending your message out to many people with a ?click? on the mouse! Well if you match this to the effort needed to spread brochures out from house to house, emailing out your promotional message saves you time. Looking at the automotive parts business, putting banner ads in automotive forums will automatically direct prospects to your website without having to spend a great deal of time selling. You can then put your precious time on other areas to grow your business and reap the benefits of selling online.
4. The beauty of selling online is that you can choose to work at the time you want, some people prefer to start working 4?o?clock in the morning and some at 12 midnight, you are not restricted to work from nine to five in an online business. You can reply your customer?s enquiries, process your customer?s orders or do marketing for your business at your convenience.
5. Bringing your business online allows customers to reach you from every corners of the world, prospects who speak different language can communicate with you through free translation website on their business?enquiries.? Payment can be secured through many online payment services.?Merchandises?can be arranged to be picked up by your local postage service provider. Doesn?t it sounds convenient?
6. Your online shop is open 24 hours a day, 7 days a week, 365 days a year, it can never sleep! Your customer can access your website to look at the products you offer anytime they want. If you have a fully automated online system set-up, your business is running even while you sleep. You job is to check your bank account once you are awake!
7. Another benefits of selling online is the increase in profit from the sales of products or services throughout the whole world. The extended operation hour allow more customers to look at your goods and services, this give you greater chances for more sales and profits. ?These are some of the benefits of selling online comparing to bricks and mortar businesses. On the other hand, you can bring your offline businesses online to increase your revenue. Are you ready to go online and live in the virtual world to make some serious money?

Joshua See works with the world?s largest internet marketing, mentoring and coaching center to help individual or businesses build profitable businesses online using proven strategies to market in the internet. To see free videos on How to Market your Offline Business in the World Wide Web & How to Start a?Legitimate Online Business?that Earns 4 Figures a Day or more for life, go now to?http://www.biz3827.com

Article Source:?http://EzineArticles.com/?expert=Joshua_See

Article Source: http://EzineArticles.com/6044081

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Source: http://ccsmallbusiness.wordpress.com/2013/02/26/benefits-of-selling-online/

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Indigo is a cloud-based, cross-platform personal assistant for Android and Windows Phone 8 (hands-on)

The idea of a personal assistant needs no introduction: you already know Siri, and those of you fortunate to own a Jelly Bean handset (or at least a hacked ICS one) have the privilege of using Google Now So there's very little we haven't seen here. And yet, we were inclined to take a look at Indigo, a new personal assistant for Android and Windows Phone 8 that launched yesterday, and will be available as a free download in the coming weeks. Meet us past the break to find out why.

Gallery: Indigo personal assistant hands-on

Filed under: Software, Mobile

Comments

Source: Indigo

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/IzpKyp2K_c8/

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Help Wanted: Editor-in-Chief

After some of the best years of my life, I'm leaving Gizmodo. I love this staff like family, but it's time for me to move on. We're going to need a new fearless leader. Job requirements: More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/PwGICFlJYOg/help-wanted-editor+in+chief

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Egypt balloon crash kills 19 Asian, European tourists

CAIRO (Reuters) - A hot air balloon crashed near the Egyptian town of Luxor at dawn on Tuesday after a mid-air gas explosion, killing 19 Asian and European tourists, a local industry official and the state news agency said.

Ahmed Aboud, a spokesman for balloon operators in the area, told Reuters that one tourist and the pilot had survived the crash, which followed the blast at 1,000 feet.

The dead were from Britain, France, Japan and Hong Kong, the state news agency MENA reported, citing a security source.

"There were 20 passengers aboard. An explosion happened and 19 passengers died. One tourist and the pilot survived," he said by telephone. Aboud is the representative of eight companies that operate balloon flights in Luxor, near ancient Egyptian sites in the famed Valley of the Kings.

Konny Matthews, assistant manager of Luxor's Al Moudira hotel, said she heard a boom around 7 am (0500 GMT). "It was a huge bang. It was a frightening bang, even though it was several kilometers away from the hotel," she said by phone. "Some of my employees said that their homes were shaking."

The accident happened over the west bank of the Nile river. Hot air ballooning at dawn is popular with tourists who go to Luxor to visit its pharaonic temples and the tombs of the Valley of the Kings, including in Tutankhamen's.

Egypt's tourism industry has suffered a sharp downturn in visitor numbers since the 2011 uprising that toppled President Hosni Mubarak, with two years of political instability scaring off foreign tourists.

(Reporting by Tom Perry and Alexander Dziadosz; editing by David Stamp)

Source: http://news.yahoo.com/hot-air-balloon-carrying-20-tourists-crashes-egypt-063653885.html

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Nokia Lumia 520 hands-on (update: video!)

Did you think the Nokia Lumia 620 was a solid enough smartphone to shake up emerging markets, thanks to its low cost? Say hello to the Lumia 520, which at an estimated cost of $183 will be one of the (if not the) least expensive Windows Phone 8 devices once it comes out later this quarter. It's attracted a commitment from T-Mobile in the US (timeframe not yet specified) and other carriers around the world, so we're likely going to see a lot more of this little beaut in the future. Naturally, it's time for a face-to-face introduction.

The Lumia brand as a whole is very consistent in its overall design language, so it's not difficult to tell that the 520 fits perfectly in the lineup. It will be offered in five of Nokia's usual colors: cyan, red, black, yellow and white. If you're interested in swapping covers, snap-on backs will be available -- but beware, the actual back of the device itself isn't removable. The right side of the phone houses three buttons: the volume rocker, power and the dedicated shutter button. A 3.5mm jack sits on top, whereas the micro-USB charger is on the bottom.

While it felt a little cheaper (as one would expect with such a low-end handset), it still seemed to be held together quite solidly. Interestingly, the phone's weight wasn't distributed across the device like we saw on the 720, but instead the middle of the device seemed pretty hollow, even though it held its fair share of circuitry and other components. Take a peek below if you're interested in a full photo tour of the 520, and continue reading for more impressions and specs.

Gallery: Nokia Lumia 520 hands-on

Filed under: Cellphones, Wireless, Mobile, Microsoft, Nokia

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/vJokCIYvWY0/

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Cruz Defends Government Overthrow Lie (talking-points-memo)

Share With Friends: | | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

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Oscars Fashion Twitter Reactions: Style Community Reacts To The 2013 Academy Awards

This year's Academy Awards saw gorgeous dresses, questionable song-and-dance performances and a whole lot of talent. With all the goings on, you better believe that the fashion community had some serious thoughts on the awards ceremony -- and what better place to sound off than Twitter.

Between the account that was created on behalf of Anne Hathaway's nipples and the slew of reactions to Jennifer Lawrence's candid red carpet interview, there were no shortage of laughs in the Twittersphere this evening.

Click through the slideshow below for the best Oscars tweets from the fashion community.

Want more? Be sure to check out HuffPost Style on Twitter, Facebook, Tumblr, Pinterest and Instagram at @HuffPostStyle.
--
Do you have a style story idea or tip? Email us at stylesubmissions@huffingtonpost.com. (PR pitches sent to this address will be ignored.)

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Source: http://www.huffingtonpost.com/2013/02/25/oscars-fashion-twitter-reactions-2013_n_2756401.html

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Mozilla details apps for Firefox OS: Facebook, Cut the Rope, Nokia Here and Twitter confirmed

We've only just stepped into Mozilla's press arena but the Firefox creators handed a rich press kit as we did, detailing a fair chunk of what we're expecting to see over the next hour. One of the more noticeable announcements focused on Firefox Marketplace, detailing HTML5 apps you might have heard of before. Along the predictable likes of Facebook and Twitter, games like Cut The Rope will also make an appearance on the new mobile OS, as well as Where's My Water, Disney Mobile and EA game titles. There will be support for cloud file storage through Box too, as well as a mapping app from Nokia Here. Yes, the Finnish phone maker will be bringing its location clout to Firefox OS. SoundCloud, Pulse News, Time Out and Airbnb have also signed up for the new operating system.

Developing...

Filed under: Cellphones, Software, Mobile

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Source: http://www.engadget.com/2013/02/24/firefox-os-apps-facebook-twitter-cut-the-rope-box/

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Williams scores 46 to lead New Mexico past CSU

FORT COLLINS, Colo. (AP) -- With 9 minutes left, New Mexico guard Kendall Williams trudged to the bench with a career-high 28 points - and four fouls.

While he caught his breath, No. 22 Colorado State built a six-point lead over the 16th-ranked Lobos.

Moby Arena was rocking and the Rams were rolling, about to extend the nation's third-longest home winning streak to 28 games.

Williams had other things in mind - and 18 points left to score.

"Luckily, some shots went in," said the junior guard from Rancho Cucamonga, Calif., who finished with a career-best 46 points - almost double his previous career high of 24 - in leading New Mexico to a 91-82 win Saturday.

Williams set a Mountain West Conference record with 10 3-pointers and his 46 points were the most in the 47-year-old arena, topping the 44 scored by Portland State's Freeman Williams on Nov. 29, 1975.

"He should be hands-down player of the week, I would think," Lobos coach Steve Alford deadpanned.

Williams helped the Lobos overcome that 70-64 deficit at the 6-minute mark by hitting a trio of 3-pointers, a dunk and seven free throws down the stretch as New Mexico outscored the Rams 27-12.

"He got on a roll today," Alford said. "And it was a 40-minute roll."

Actually, it was a 33-minute roll. He spent seven minutes on the bench in foul trouble.

"That's what's really impressive," Alford said. "He sat about a four-minute stretch there in the second half and still scores and does what he does. It's pretty amazing. But he did a great job in that last six minutes not picking up that fifth" foul.

Center Alex Kirk added 19 points and 10 rebounds for the Lobos (23-4, 10-2), who increased their lead in the conference race to two games over the Rams (21-5, 8-4).

Colton Iverson had 26 points and 15 boards for the Rams, who looked like they were going to move into a first-place tie atop the standings after taking a 70-64 lead at the 6-minute mark.

Williams' treys highlighted a 14-2 run that gave New Mexico a 78-72 lead before the Rams sent the Lobos to the line over the final two minutes.

"Well, that was a special night to watch," Alford said. "I told him that. I said I never had a 10-3 game, I never got to 46. Forty-two was the most I ever scored and eight 3s was the most I ever made in a game."

"There's not too many one-ups you can get on Coach Alford, especially in scoring," Williams said. "I might be on top of the world for the rest of the weekend."

Williams' previous career best was 24 points against Indiana State and New Mexico State earlier this season.

"The players kept feeding me the ball," said Williams, who had 15 family members, including his grandmother, in the stands. "It was really just a team effort, some of the shots I hit were tough. But if the teammates didn't put me in position and the coaches didn't put me in position, I wouldn't have had quite the night I had."

The Rams blamed themselves for Williams' big game.

"We had no answer for him," Rams coach Larry Eustachy said. "... He was completely unstoppable. I want to see film on how many of those shots were contested."

His bet is that not many were.

The Rams, who gave up 45 points to Air Force's Michael Lyons a week earlier, left Williams open early on while locking down Tony Snell, who scored 10 points Saturday after getting 23 in their first meeting last month.

"He hadn't been shooting well this year," Dorian Green said. "We gave him some uncontested looks, let him get hot. Guys are too good in our league to do that."

"We gave him open looks early," Wes Eikmeier added. "He got hot and then he was feeling it the rest of the night."

Green (20) and Eikmeier (22) gave the Rams three 20-point scorers in their losing effort. Eikmeier scored 11 straight to put the Rams ahead 55-50.

The Lobos quieted the crowd with a 12-6 run to regain the lead at 62-61, but Williams, less than a minute after returning to the lineup, was whistled for his fourth foul and took a seat at the nine-minute mark.

"I was real mad," Williams said. "My emotions were high, but (assistant coach Craig) Neal came over while Coach Alford was doing his thing and calmed me down and says, `You're going to have to bring it home, kid. Don't foul and get the shots that you need.' And that's exactly what I did."

The Rams were coming off a two-point loss at UNLV on Wednesday night that snapped their six-game winning streak, which began after a 66-61 loss to the Lobos in Albuquerque last month.

They hadn't lost at home since Nov. 11, 2012, to Southern Miss., which was coached at the time by Eustachy, who took the Rams job last offseason.

Williams' 10th 3-pointer - in 13 tries - broke the conference mark of nine set by several players, most recently UNLV's Chace Stanback against Central Arkansas on Dec. 28, 2011. It was a difficult shot from the right corner.

"Why not? Just throw it up there, had hit a few already," Williams said. "With the hoop the size it was tonight and the rhythm I was feeling, it just felt like I had to throw that one up."

---

Follow Arnie Melendrez Stapleton on Twitter: http://twitter.com/arniestapleton

Source: http://hosted.ap.org/dynamic/stories/B/BKC_T25_NEW_MEXICO_COLORADO_STATE?SITE=NCWIN&SECTION=HOME&TEMPLATE=DEFAULT

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Sony Xperia Z - Ein erster Eindruck

Sony Xperia Z - Ein erster Eindruck

www.pcmasters.de

Knapp anderthalb Monate ist es schon wieder her, dass Sony auf der CES 2013 in Las Vegas mit dem Xperia Z das neue Flaggschiff der eigenen Handy-Sparte angek?ndigt hat, ab heute ist das gute St?ck auch endlich hierzulande in diversen Shops zu erhalten. Wir sind deshalb spontan gestern im Sony Center...

Source: http://de-de.facebook.com/PCMasters/posts/540874949285773

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They bailed on mortgage but want to buy again

Diana Olick , CNBC.com ? ? ? 20 hrs.

Home sales are slowly climbing back, thanks to investor demand, improving consumer confidence in housing, and the surprising return of former homeowners who once walked away from their commitments.

These so-called "strategic defaulters," some of them investors and some owner-occupants, are coming back to the market, despite damaged credit, and apparently the market is welcoming them back.

Read More: The Real Estate Recovery, in Your Neighborhood

A new survey of past clients by YouWalkAway.com, a website that assists borrowers in the legal pitfalls of strategic default, found that nearly 80 percent expressed a desire to buy a home again within the next 12 months. It also cites data by Moody's analytics, showing that the number of eligible home buyers who have had a previous foreclosure will be 1.5 million by the first quarter of 2014.

Crashing home prices and sketchy mortgage products caused millions of Americans to default on their loans and eventually lose their homes. For some, it was a tragic fight to the end to keep their single largest investment; for others it was a conscious decision to walk away from their mortgage commitments, given the real fact that they would likely not see home equity again for many years to come.

Some saw this as morally reprehensible, others as a sensible business decision.

Read More: Fewer Borrowers Are Behind on Mortgages, but for How Long?

While home ownership has fallen dramatically since the recent housing boom, from a high of 69.2 percent in 2004 to 65.4 percent at the end of 2012, according to the U.S. Census, the desire to own a home is still strong. About 70 percent of Americans surveyed by online real estate website Trulia.com said homeownership was still a part of the "American Dream." Of those surveyed by Fannie Mae in January of 2013, 65 percent said that if they had to move, they would buy a home, rather than rent.

Coming back to home ownership may not be as difficult as some think. Consumers who only defaulted on their mortgage during the recent recession were far better risks than those who went delinquent on multiple credit accounts, like credit cards and auto loans, according to a 2011 study by TransUnion.

"There appears to be a pocket of opportunity among mortgage-only defaulters that is not the result of excess liquidity, but rather the unique circumstances of the recent recession," said Steve Chaouki, group vice president in TransUnion's financial services business unit in the study release. "This new market segment that the recession created is an important one for lenders to understand. They have the potential, today, to be stronger and more reliable customers."

Not surprisingly, given this potential, YouWalkAway.com is launching the "AfterForeclosure.com Pass/Fail App," which claims to tell potential borrowers in just one minute, "if they have a shot at home ownership."

"We want people to know that it's possible and, in a lot of cases, it's advantageous," says Jon Maddux, former CEO and co-founder of YouWalkAway.com.

Read More: Americans Are Using Their Houses as ATMs Again

It is possible, but mortgage underwriting is far more strict today than during the housing boom, and there are varying waiting periods before former homeowners who went through foreclosure can qualify for a new loan. The Federal Housing Administration, the government insurer of home loans which now backs just over 20 percent of new loan originations, requires a three-year wait. Fannie Mae and Freddie Mac, which own or guarantee the bulk of the remaining new loan originations, require up to seven years for a strategic defaulter to qualify again for a mortgage.

Source: http://www.nbcnews.com/business/they-bailed-mortgage-now-want-buy-again-1C8496356

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Providence teacher arrested on vacation in Florida with former student

PROVIDENCE, R.I. -- A Providence school teacher is in a Florida jail on accusations that he took a teenage former student to Miami Beach this week without parental permission.

David Jones, 56, was charged by Miami Beach police Thursday with "interference with custody," a third-degree felony in Florida that makes it a crime for someone to take or entice "any minor or any incompetent person" from custody of parents, guardians, or a public agency in charge of the child's care.

Jones appeared in Miami-Dade Court Thursday and ordered held on $9,000 bond, said J. Francois, a clerk at the Miami-Dade jail. She said Friday morning that Jones was still at the jail.

Source: http://news.providencejournal.com/breaking-news/2013/02/providence-teacher-arrested-on-vacation-in-florida-with-former-studentready.html

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Missouri Dems Propose Bill to Make it a Felony to Limit Union Power

Feb 23, 2013 Toro520

Via The Daily Caller:

Three Missouri Democrats signed on to a bill that would make it illegal for state legislators to even suggest laws limiting unions? collective bargaining powers.

The legislation was sponsored by Rep. Jeff Roorda. According to the text of the bill, any legislator who proposes restrictions on collective bargaining will be subject to prosecution for a class D felony.

?Any member of the general assembly who proposes a piece of legislation that further restricts the right of an individual to bargain collectively, as set forth under section 29, article I of the Missouri Constitution, shall be guilty of a class D felony,? reads the text of the bill.

The legislation would prevent state congressmen from proposing laws such as right-to-work, a popular labor policy reform that gives individual workers the right not to join unions. Michigan recently became the 24th?right-to-work state in the nation. Missouri does not have right-to-work.

Roorda?s office did not immediately respond to requests for comment. His bill likely came in response to one proposed by Republican Rep. Mike Leara, which would similarly criminalize any efforts by legislators to restrict gun ownership.

Source: http://patdollard.com/2013/02/missouri-dems-propose-bill-to-make-it-a-felony-to-limit-union-power/

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The Daily Roundup for 02.22.2013

You might say the day is never really done in consumer technology news. Your workday, however, hopefully draws to a close at some point. This is the Daily Roundup on Engadget, a quick peek back at the top headlines for the past 24 hours -- all handpicked by the editors here at the site. Click on through the break, and enjoy.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/hGQkmYAGue8/

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